The person that hit this client’ s car, and another car as well, carried no bodily injury insurance. Thankfully, our client carried Uninsured/Underinsured motorist coverage. Please, please, please check your policy. Uninsured/Underinsured motorist coverage is a separate coverage. It is not necessarily part of full coverage. You must elect it, or sign off on it. Insurance companies don’t want you to necessarily know about it because bodily injury coverage is not mandatory in the state of Florida. So if you have Uninsured/Underinsured coverage and someone hits you, who is not carrying bodily injury, which is about 25% of Floridians, your insurance company will have to pay out if you are injured.
Your Automobile Accident Attorney in Orlando, Steen J. Brown, will inspect your auto insurance for FREE. Call us at 407-344-3400 and set up a consult.