Call Brown Law, P.L. Today at 407-344-3400
Florida is one of the most liberal states in which to declare bankruptcy. For instance, your homestead cannot be taken from you if you declare bankruptcy, because the equity in your home is protected by the Florida Constitution.
As a law firm providing bankruptcy legal services, we are prepared to represent you in even the most difficult of legal challenges you may be facing. Our law firm knows how to apply the law to your specific legal needs and goals.
When you are involved in, or contemplating filing for bankruptcy… we are here to help you.
Call 407.344.3400 to schedule a confidential consultation to discuss your bankruptcy options.
Chapter 7, or liquidation bankruptcy, is the most common type of bankruptcy. It allows you to eliminate all unsecured debt. You are allowed to keep secured debt which could include your home, jewelry, appliances, and the like, as long as you continue to pay on these. The embarrassment of declaring bankruptcy has disappeared in this economy.
Whether you used to be independently wealthy and have bad investments, or debts resulting from gambling addiction, a marriage gone bad, or medical bills, the court remains completely neutral and everyone is treated with courtesy and respect. You will find that you will be treated with the same dignity at Brown Law, P.L. Chapter 13 bankruptcy is a restructuring plan or repayment plan.
If you are behind on your mortgage payment, or you are about to be foreclosed on, you may file chapter 13 bankruptcy to save your home. In chapter 13, you file a plan with the court detailing how you will pay back what you owe. Then, once a month, you send the Trustee a check for your mortgage payment and an agreed upon amount toward your arrears. This goes on for 3 to 5 years. Once you are caught up, you continue your mortgage payment as before with no retribution on the part of the bank or mortgage company.
Chapter 11 bankruptcy is usually chosen by large businesses to restructure debt. We aggressively represent the legal rights of those who are involved in bankruptcy related legal issues, while always striving to provide the highest standard of legal representation.